As a driver, you’re at risk for car accidents. When someone is injured in an accident and then files a lawsuit, the driver at fault may be in for a headache. Wondering what to do if you’re involved in a car accident and are at risk of being sued?
Keep reading to learn some helpful tips on insurance and lawsuits, injury, and accident incidents. If you know the law, you can have less stress and better understand what to do in a difficult situation like a personal injury incident.
Here’s What to Do If You’re Sued for a Car Accident
The first thing you should do is make sure that you don’t panic. You want to take steps calmly and carefully so that you’re making the right moves. Here are some things that you should know and consider.
Some States Have No-Fault Laws
Some states have no-fault laws in place—12 states to be exact. These laws limit the right to sue to get compensation for injury from an auto insurance policy. To sue, injuries must be very severe, and for pain and suffering claims, certain conditions must first be met. These 12 states have varying limits for liability.
There Are a Variety of Fault Determination Factors in Place
When deciding who is at fault for an accident, there are many factors that are considered. The angle of the collision, the speed the vehicles were traveling, traffic laws that were broken, and conditions of the road and time of day are all looked at carefully. It really depends on the exact situations of your case and incident.
Legal Defense Issues Exist
If you are properly insured, and someone decides to sue you for a car accident, your insurance company must defend you. They will also be responsible for paying for damages if won—but only as much as stated and paid for by your insurance policy. While the insurance company doesn’t have the same interests as you, they must work with you.
Insurance Companies Have Their Own Interests at Heart
When you work alongside your insurance company, their lawyer wants to minimize the costs of the accident so they can pay as little as they can. They don’t want justice. This means that they’re not out to clear your name if you’ve been falsely accused of causing an accident. Instead, they wish to protect your insurance company, and they will decide if they want to settle.
Taking a settlement may be the best choice. It can take a lot of time, energy, and hard work to go through a lawsuit. Even if you’re able to defend yourself well, it will cost you a lot of hard work and energy to do so. When it comes to dealing with legal issues, you need to consider compromises and try to find a resolution that you can live with, even if it’s not the best case scenario or what you originally had in mind.
Make Sure That You Get a Lawyer
Whether you’re injured in a car accident, or you’ve caused an accident, get a lawyer who knows car accident law. They will work to protect you and your rights.